Sure, if you pay for it. To me their numbers make me feel like I am being robbed. In WA they pay out something like $0.03 for every $1.00 they charge. That is a 97% profit margin. There are super high barriers to getting into the title insurance business. I think they must pay the real estate agents and everyone else in real estate huge kickbacks to keep that sales pitch going. Most deeds are digitized now so most anybody can go research the chain of title. It is not like they are going to the recorders office and digging through files to price their insurance. When you buy land with out a mortgage you don’t have to be taken to the cleaners by the title insurance companies. Read the article by Forbes here.
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